Insights Reports

"The offshore insurance market is large, growing and profitable. Despite these attributes, few multinational insurers have achieved broad-based participation in the offshore market ……We have identified two imperatives for offshore insurers, around diversification (mitigating market risk exposures) and specialisation as a basis for competitive success and differentiation."  Download

“… the UK wealth industry in aggregate has been value-destroying for shareholders. …. Incumbent insurers in particular have struggled to facilitate the type of strategic decision making which effectively allocates capital across their life, pension and investment books …..” Download

Below is a list of our earlier publications. If you would like to receive a copy, please contact Hamish Worsley

UK Wealth Management 2010 I 2009 I 2008 I 2007

"Our 2011 study reveals a market that is highly fragmented and intensely competitive, in which providers continue to place too much emphasis on investments driving competitive positioning (share-of-wallet) at the expense of investments to build channel capacity and platform share of assets and margins …” Download

Below is a list of our earlier publications. If you would like to receive a copy, please contact Hamish Worsley.

South Africa Wealth Management 2010

“It would be natural to conclude that established participants in the premium advisory segment have cause to be optimistic about future growth and profitability. However our analysis suggests that this is not the case, or at least that some participants have more reason to be optimistic than others …” Download

Below is a list of our earlier publications. If you would like to receive a copy, please contact Hamish Worsley.

Asia Wealth Management 2010 | 2009 | 2008

The UK Corporate market (employee benefits including pensions, risk insurance, and healthcare insurance) is marked by employers who are “generous in the level of benefits offered to their staff” but achieve relatively low staff take-up.  Big issues on the strategic agenda include: dealing with consolidation and price pressures, how to win for incumbency benefits, whether Corporate Wrap is the ‘holy grail’, and the implications of auto-enrolment legislation. Download

“…looking beyond the immediate future we are more interested in how consolidation will impact industry growth and competitive dynamics and the implications for insurers, distributors and customers.” Download

Below is a list of our earlier publications. If you would like to receive a copy, please contact Hamish Worsley.

Australia Life Risk 2009 | 2008 | 2007

“The UAE is a very interesting case study for advice evolution for two reasons…” Download.

Below is a list of our earlier publications. If you would like to receive a copy, please contact Hamish Worsley.

Middle East Wealth Management 2009