Reinsurance optimisation

Over time an insurer’s reinsurance programme can become very extensive.  Because of this it can be difficult to assess the overall efficiency of the programme in terms of both protection and as well as cost/benefit, without undertaking a thorough review of all reinsurance arrangements.

Our first step is to determine the benefit the insurer is actually receiving in return for the cost of reinsurance, and compare this to what is available in the market as well as understand the impacts of increased retention levels.

Our second step is to develop and recommend an optimal reinsurance structure that maximises the retention of profits whilst maintaining an adequate level of reinsurance protection.

Reinsurance optimisation can prove invaluable to an insurer looking to further enhance its business performance.